Only a small percentage of passengers who traveled on the trains involved in the June 2, 2023 accident in Odisha had availed of travel accident insurance while booking their tickets online on the IRCTC portal.
'While many policies say that they will cover mental illnesses, the wordings of a few still have mental illness as a permanent exclusion.' 'After the new IRDAI circular, such exclusions should go away.'
rediffGURU Chandu Nair advises entrepreneurs and enterprises about how to create and build their business.
Penalties for non-disclosure or inaccurate disclosure of these details can be severe.
Over longer periods of three, five and 10 years, small-cap funds have rewarded their investors handsomely.
'Individuals can consider dividing ownership of properties between related persons to ensure that the sale transactions are below the Rs 50 lakh limit and therefore not subject to TDS.'
While the purchases of celebrity investors become public knowledge, what is not known is the price point at which they bought them.
About 24 fund houses saw a decline in their debt AUMs in the past one year.
CLSA says any correction in the market due to poll related uncertainty could be a buying opportunity.
Multi-cap funds have the flexibility to invest across the market cap segments. This should mean returns that beat diversified equity funds. But, what we find is their returns are similar
Rajeev Mahajan, co-founder, director and CEO at Antworks Money will answer all your queries related to availing business loans in an online chat March 21 between 2 pm and 3 pm
This Children's Day, groom your child to be financially responsible, says Arun Thukral, MD & CEO, Axis Securities.
Risk is difficult to evaluate, warns Harsh Roongta.
The laggards include FMCG (16 per cent), Energy (37 per cent) and Media (34 per cent).
Despite the current bout of volatility, debt-oriented hybrid funds remain well suited for risk-averse investors.
Influenced by ads like 'Make money sitting at home', 'Make Rs 10 lakh with just Rs 1,000', to YouTube influencers promoting 'pump-and-dump' stocks, a vast majority of small investors who mushroomed during the COVID-19 period are losing money in reckless overtrading in the market, cautions Dr V K Vijaykumar, Chief Investment Strategist at Geojit Financial Services.
While reasonable safeguards should be built in, there can't be restrictions on the individual's right to leave her/his money to whoever s/he wants, notes Harsh Roongta.
Is there a simple way to become a millionaire? How much should you invest every month to become a crorepati in 15-20 years?
'FDs should hold your emergency funds, equivalent to around 6-12 times your monthly expenses.'
Buy from an established agent rather than a novice who may not be around when you need his assistance.
Don't exit from growth-style funds as they may benefit next from a shift in investor preference.
Maya Warrier, 9, satisfies a little of her wanderlust when she journeys across the world to Vietnam, some 10 hours by flight from her home in London.
'You should always maintain an allocation to gold as it has the ability to counterbalance any correction in the equity market.'
Simple tips to achieve your life's financial goals
Enter multi-cap funds only if you can stay invested for the long term.
If you opt for a term-life cover, buy separate policies to cover the loan for all the co-borrowers in a home loan for a sum assured equal to the home loan amount.
Young investors could allocate in the proportion of 70:20:10 to equity, debt and gold.
'I have hot water with haldi. It's great for immunity.'
'The minimum holding period for equities should be three years.' 'Try goal-based investing.' 'Link your equity portfolios to specific goals such as retirement, purchase of a house or car...'
Investment tips, home decor ideas, workplace help, scholarship info... more.
Tata Consultancy Services-led consortium has bagged a Rs 15,000-crore contract from BSNL to deploy 4G network for the state-run telco. In a statement, TCS said it has received an "advance purchase order" valued over Rs 15,000 crore from BSNL.
Investors not comfortable investing directly may take the mutual fund route, where they get exposure to a diversified portfolio of bonds.
Follow these expert tips and advice to get the best deal.
Rebalance the portfolio at least once a year to ensure it remains in sync with the target asset allocation.
The move is aimed at protecting investors from parking their money in dubious schemes.
Ahead of the upcoming assembly polls in Tamil Nadu, chief election commissioner SY Quraishi has said that the money seized in raids by the state election commission is only the tip of the iceberg. chief election commissioner SY Quraishi said, "flow of money is our biggest challenge. Even the money confiscated in the recent seizures does not cover it all."
Invest only if you wish to go overweight on the sector.
Make sure that the person you are buying the plot from is the rightful owner.
'If you wish to make a big-ticket purchase on EMI without having to pay additional charges, no-cost EMI would be the right choice for you.'
Ask yourself 3 questions, advises Seema Chowdhry: Who is going to be in the audience? What type of questions can they ask? Do I know the answers?
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